One of the major advantages of a cash-less economy often
touted by analysts is that the use of Automated Teller Machines reduces
crime.
However, CRIME DIGEST investigations show that
criminals now prefer to loiter around ATMs installed outside bank
premises at odd hours of the day and pretend to be engrossed in one
activity or another, while waiting to pounce on potential victims.
The criminals have devised a new means of making a living: robbing ATMs and those that use them.
The
same process applies to ATMs which are sited within banks premises that
are not walled. Once a customer finishes withdrawing cash from the
machines, he is immediately attacked by robbers. Many people have been
kidnapped and their vehicles stolen because they stopped by to make a
cash withdrawal from an ATM.
Recently Crime Digest reported the
arrest of three kidnappers by a team of policemen attached to the
Special Anti-Robbery Squad in Lagos. The criminals had held a cousin of
wealthy businessman, Aliko Dangote hostage. Although they hardly knew
their victim’s identity, they simply zeroed in on him from their vantage
position near the Polo Club in Ikoyi, when they saw him withdrawing
some cash from an ATM at about 11 pm. With only a few people on the road
at that time of the day and no witnesses, the kidnappers had within a
few minutes violently taken their victim away at gunpoint.
In
another report, a gang of carjackers arrested by the SARS in Lagos
confessed to robbing a victim through the same means. Members of the
gang worked as private drivers by day and at night, they turned car
jackers. They told CRIME DIGEST that they had stolen a Ford Escape jeep
at Osapa London in the Ajah area. They got the opportunity when the
owner of vehicle stopped by to make a withdrawal from an ATM, which was
close by late that night. Not only did the robbers make away with the
jeep, the sum of N10,000, which their victim had just withdrawn was also
seized.
When armed criminals are not loitering around ATMs
installed outside commercial banks at night, they are busy breaking into
the ones located within the premises, sometimes with the active
connivance of insiders and at other times, with brute force. This
development has made it difficult for the security personnel of many
banks to open up their gates at night when customers stop by to use
ATMs.
Last June, five gunmen reportedly broke into the premises
of a branch of a new generation bank in FESTAC Town, tied up the
security guards and with the aid of chisels and two gas cylinders,
proceeded to steal the sum of N3.5m from the ATM.
However, 18 hours after the incident, the police were able to recover the stolen money and arrest four of the suspected robbers.
A
security guard working with one of the commercial banks on Ogunnusi
Road in Ojodu said that most banks in the area would not open their
gates late at night to ATM users.
He said, “There is no way I am
going to open the gate and admit a customer into the bank premises who
wants to withdraw money at midnight. It is not possible because I cannot
tell if the person is armed and intends to commit crime. All the banks
on this road have had their ATMs vandalised and broken into recently.
Even this bank whose ATM is located within the bank premises has been
robbed before.
“I don’t admit any customer after 9 pm. If it is
later than that, the person would have to look for another ATM that is
not sited within a bank premises. It is even in the interest of any bank
customer not to go about using ATMs late at night. The person may be
risking his life because you can never tell if a criminal is lurking in
the shadows.”
But on the busy Oba Akran Road, a different
situation prevailed. A security personnel attached to one of the
commercial banks said that the ATM was available to customers for 24
hours, though he declined to mention the security arrangement that made
it possible. “We do not close our gates to any customer who wants to use
the ATM, no matter how late. This is a 24hr service,” he said.
In
another development, two prominent hotels in the Akowonjo and Ikeja
areas were attacked by suspected robbers. The attacks came barely three
weeks after a similar incident occurred in a hotel in Shasha and the
guests were robbed and taken hostage.
In all the three incidents, the robbers had pretended to be customers and operated unchallenged.
CRIME
DIGEST had on September 22 reported a robbery attack in a popular
hotel on Shasha, which claimed the life of one person. While some
residents claimed the deceased was a guest of the hotel, others said he
was a security guard in the Shasha neighbourhood.
A resident
informed CRIME DIGEST that the robbers seemed to have acted on inside
information. She said, “They trailed a guest to the hotel. They must
have known that he was in possession of a large amount of money at the
time. After they had verified that the man had checked in as a guest,
they started to rob everyone in the hotel. They went from room to room.
They eventually got to their target and robbed him of a huge sum of
money and even raped some women in the hotel.”
While the robbers
were operating in the hotel, nobody in the neighbourhood knew what was
going on. A neighbourhood security guard, who was in the hotel at the
time, was said to have been identified by one of the robbers and shot
dead.
The guests were so frightened that even after the criminals
had left, they continued to lie down with their faces on the floor
until a man who was in the hotel before the robbery returned to retrieve
an item that he had forgotten there.
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